Will I be auto enrolled into a pension?


Individuals who have not retired but return to NHS service are automatically enrolled into the NHS Pension Scheme when they re-enter NHS employment with an NHS organisation. This is a statutory requirement.

Membership of the NHS Pension Scheme is voluntary, and you can opt out if you wish. If you opt out within the first pay period after starting NHS employment, you will be treated as having never joined the scheme.

High earners should keep in mind any potential pension tax implications of building up further pension, for example, you may have a protected lifetime allowance limit.

Further details on opting out of the pension can be found here.